Effective 9/23/2019, if the funds received to pay off a loan are insufficient by $250 or less, Cenlar will post the payoff transaction immediately and bill the Issuer the shortage amount. In accordance with their guidelines, this change ensures the timely deposit of funds into the lettered Ginnie Mae custodial account. If payoff proceeds are short in an amount greater than $250, the funds will be returned to the sender using the same method as those funds were originally received. The above change is for Ginnie Mae insured loans only. All other investors will follow the standard shortage process.